EU sovereignFintech & NeobanksHeadquarters: FR

BoursoBank: sovereignty score and 8 European alternatives

BoursoBank is the online bank of the French group Société Générale, trading under that name since October 2023 (previously Boursorama Banque). Its range shown on the website covers current accounts and payment cards, savings products including regulated savings accounts, a securities account and PEA brokerage, life insurance, a retirement savings plan and loans. The offer is aimed mainly at private customers and is delivered through the bank's website and online services.

The legal notice names the operator as Boursorama SA, seated in Boulogne-Billancourt (France). Press reporting describes the bank as a wholly owned subsidiary of Société Générale since 2015, so the majority owner is in the same country as the bank. The pages consulted do not state where customer data is hosted. A European organisation may use the service for personal finance, but should check the data-processing terms and hosting location before relying on it for organisational matters.

See the 8 European alternatives ↓Assess your stack with BoursoBank pre-selected

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Sovereignty score

71 / 1000 = high exposure
100 = sovereign

Jurisdiction SOV-2100
Headquartered in the EU: European law applies
Data residency SOV-3100
EU-only hosting
Cryptographic key sovereignty SOV-360
Key management with a European vendor
Freedom from lock-in SOV-640
Closed source: switching requires data migration
Source & runtime sovereignty SOV-4 · SOV-655
Closed source, runtime with the vendor

SOV codes: the matching objective in the European Commission's Cloud Sovereignty Framework. Official source

How the score is calculated

Facts and evidence

Last checked October 10, 2026

Headquarters	FR (EU)Verified by hand
Sovereignty model	Vendor-hosted (EU)Verified by hand
Data hosting	EUVerified by hand
Open-source	NoVerified by hand
GDPR-compliant	NoVendor-stated
Category	Fintech & Neobanks
Type	Product
Website	boursobank.com ↗

How we verify · Something wrong? Suggest a correction

Top EU-based & GDPR-compliant alternatives to BoursoBank

The European alternatives to BoursoBank come from our knowledge base of over 6,800 vendors. We only list vendors headquartered in the EU or the EEA; fully European-owned vendors rank before vendors with a foreign owner. For each alternative you see the country, the open-source status and a short description.

Score per alternative: 0 = high exposure, 100 = sovereign

116 European Fintech & Neobanks vendors are in the catalogue. View the whole category · Submit an alternative · View category on the map

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Why digital sovereignty matters with BoursoBank

BoursoBank is headquartered in FR and therefore falls under European law: the GDPR, NIS2 and the Data Act. No foreign legislation can compel access to your data.

Data is hosted exclusively in the EU, so BoursoBank scores best on data residency.

BoursoBank is closed source and hosted by the vendor. The encryption keys and the runtime sit with the vendor and switching requires data migration. Ask about bring-your-own-key, export options and open standards.

What this means for your organisation depends on your whole stack and context. The free assessment weighs BoursoBank together with your other vendors and gives a total score, a heatmap and the main risk drivers.

Frequently asked questions

What is the best European alternative to BoursoBank?

It depends on your use case. Strong EU alternatives to BoursoBank include 1822direkt, ActivoBank and Air Bank. On this page you can compare 8 EU alternatives by jurisdiction, data residency and open-source status.

Are there open-source alternatives to BoursoBank?

Our list of EU alternatives to BoursoBank is mostly commercial options. Browse the category on the map for open-source choices.

Is BoursoBank GDPR-compliant and where is the data hosted?

BoursoBank is headquartered in FR (EU) and hosts data in EU. That makes BoursoBank an EU-sovereign choice in its own right; the EU alternatives on this page are comparable European tools.

Details and sources

Verified by handHeadquarters, owner, hosting locations and licence have been checked by us against public sources. Free of charge and for every vendor, not a paid label. Nothing in this knowledge base is taken over automatically. Last checked on October 10, 2026.

Sources

Public sources used in the latest check of this record.

Compliance evidence

The links below point to the vendor's own public documents. We only record what we found: a missing link means "not found publicly", not "not compliant".

No public compliance evidence has been recorded for this vendor yet. Do you know its DPA or subprocessor list? Something wrong? Suggest a correction

Digital sovereignty in Fintech & Neobanks

Fintech & Neobanks: Digital banks, neobanks, money transfers and fintech services. In this category the choice of vendor determines who has legal access to your data, where that data lives and how easily you can switch later.

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