ClearBank is a UK bank that provides banking and payment infrastructure through APIs to fintechs, banks and corporates. Its offerings, as described on the company's website, include agency, embedded and transaction banking. ClearBank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The group also includes ClearBank Europe N.V., a Dutch bank authorised by the European Central Bank and supervised by De Nederlandsche Bank.
The registered address is in London, so the UK entity is established outside the EU and EEA. Its parent is ClearBank Group Holdings Limited, a UK holding company, and no other majority shareholder is named. The company's data protection pages name ClearBank Limited, ClearBank Europe and the group holding company, but do not state where customer data is stored or whether an EU or EEA hosting option exists. For European customers, the framework of ClearBank Europe and its Dutch supervision is relevant, and the hosting location should be confirmed with the vendor.