EU Sovereignty Score
EU sovereignFintech & NeobanksHeadquarters: FR

Hello bank!: sovereignty score and 8 European alternatives

Hello bank! is the digital retail banking offer for private customers of BNP Paribas in France. It is presented on the French legal notice as the digital offer of the BNP Paribas group, aimed at private customers who bank online.

The registered company name is BNP Paribas, with its head office at 16 boulevard des Italiens in Paris, as shown in the legal notice and the French business register. The bank therefore sits in France under a French group, and no foreign parent is involved. The legal notice could not be retrieved directly for this text, so details were taken from a copy of the notice. The public pages consulted do not state where customer data is hosted; a European organisation should check the hosting and processing terms before use.

See the 8 European alternatives ↓Assess your stack with Hello bank! pre-selected
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Sovereignty score
71 / 1000 = high exposure
100 = sovereign
  • Jurisdiction SOV-2100
    Headquartered in the EU: European law applies
  • Data residency SOV-3100
    EU-only hosting
  • Cryptographic key sovereignty SOV-360
    Key management with a European vendor
  • Freedom from lock-in SOV-640
    Closed source: switching requires data migration
  • Source & runtime sovereignty SOV-4 · SOV-655
    Closed source, runtime with the vendor

SOV codes: the matching objective in the European Commission's Cloud Sovereignty Framework. Official source

How the score is calculated

Facts and evidence

Last checked October 10, 2026
Headquarters
FR (EU)Verified by hand
Sovereignty model
Vendor-hosted (EU)Verified by hand
Data hosting
EUVerified by hand
Open-source
NoVerified by hand
GDPR-compliant
NoVendor-stated
Category
Fintech & Neobanks
Type
Product
Website
hellobank.fr ↗

How we verify · Something wrong? Suggest a correction

Top EU-based & GDPR-compliant alternatives to Hello bank!

The European alternatives to Hello bank! come from our knowledge base of over 6,800 vendors. We only list vendors headquartered in the EU or the EEA; fully European-owned vendors rank before vendors with a foreign owner. For each alternative you see the country, the open-source status and a short description.

Score per alternative: 0 = high exposure, 100 = sovereign

116 European Fintech & Neobanks vendors are in the catalogue. View the whole category · Submit an alternative · View category on the map

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Why digital sovereignty matters with Hello bank!

Hello bank! is headquartered in FR and therefore falls under European law: the GDPR, NIS2 and the Data Act. No foreign legislation can compel access to your data.

Data is hosted exclusively in the EU, so Hello bank! scores best on data residency.

Hello bank! is closed source and hosted by the vendor. The encryption keys and the runtime sit with the vendor and switching requires data migration. Ask about bring-your-own-key, export options and open standards.

What this means for your organisation depends on your whole stack and context. The free assessment weighs Hello bank! together with your other vendors and gives a total score, a heatmap and the main risk drivers.

Frequently asked questions

What is the best European alternative to Hello bank!?

It depends on your use case. Strong EU alternatives to Hello bank! include 1822direkt, ActivoBank and Air Bank. On this page you can compare 8 EU alternatives by jurisdiction, data residency and open-source status.

Are there open-source alternatives to Hello bank!?

Our list of EU alternatives to Hello bank! is mostly commercial options. Browse the category on the map for open-source choices.

Is Hello bank! GDPR-compliant and where is the data hosted?

Hello bank! is headquartered in FR (EU) and hosts data in EU. That makes Hello bank! an EU-sovereign choice in its own right; the EU alternatives on this page are comparable European tools.

Details and sources

Verified by handHeadquarters, owner, hosting locations and licence have been checked by us against public sources. Free of charge and for every vendor, not a paid label. Nothing in this knowledge base is taken over automatically. Last checked on October 10, 2026.

Sources

Public sources used in the latest check of this record.

Compliance evidence

The links below point to the vendor's own public documents. We only record what we found: a missing link means "not found publicly", not "not compliant".

No public compliance evidence has been recorded for this vendor yet. Do you know its DPA or subprocessor list? Something wrong? Suggest a correction

Digital sovereignty in Fintech & Neobanks

Fintech & Neobanks: Digital banks, neobanks, money transfers and fintech services. In this category the choice of vendor determines who has legal access to your data, where that data lives and how easily you can switch later.

Also in this category

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8 European alternatives to Hello bank! — GDPR-compliant & EU-hosted · EU Sovereignty Score