Kontist is a Berlin business account and tax tool aimed at freelancers and small businesses. It provides a business current account and a tax estimate in real time that shows how much to set aside for taxes. It is delivered as a mobile and web service, so customers do not install software of their own. The banking services are provided by a partner bank, Solaris, because Kontist itself holds no banking licence.
The sovereignty questions here concern the operator and the data. Kontist's legal notice names two Berlin companies, Shine Germany GmbH and Shine Service GmbH, which were formerly named Ageras, as the service providers of the website. The notice does not name a parent group, so ownership should be checked before relying on this provider. The privacy notice states that the servers of some service providers are located in the United States, and that some transfers rely on consent or standard contractual clauses. Kontist's own data centre is described only as secure, without a location, so European customers should weigh the US sub-processors.