Nickel is a French payment account and banking service for private customers and self-employed people. Accounts are managed through a mobile app and include cards, transfers and cheque deposits. Cash can be deposited and withdrawn at partner outlets and ATMs, and there is a youth account for ages 12 to 18. The service is a brand of BNP Paribas.
The operator is Financière des Paiements Électroniques, a French simplified joint-stock company with its registered office in Charenton-le-Pont, near Paris. As a French provider, Nickel is established in the EU. The website does not state where customer data is hosted. A European organisation should ask the provider for hosting locations and processing terms before use, and find out which parties act as processors. It should also be clarified how long data is kept and how the account and its data can be transferred or closed when switching provider.