Younited is a French online consumer lender offering personal loans, car financing, renovation credit and debt consolidation to private individuals. Applications, contract signature and loan management run entirely online through its website. The company is approved in France as a credit institution and investment services provider, and it also distributes optional borrower insurance as an insurance intermediary.
Younited S.A. has its registered office in Paris. A majority stake is held by Younited Financial S.A., a public limited company incorporated in Luxembourg whose shares are listed on Euronext Paris and Amsterdam. According to its personal data policy, customer data is hosted within the European Economic Area, and transfers outside it rely on an adequacy decision or standard contractual clauses. For a European organisation this means French and European supervision, with the Luxembourg holding company forming part of the ownership chain.