EU sovereignFintech & NeobanksHeadquarters: NL

Coinmerce: sovereignty score and 8 European alternatives

Coinmerce is a crypto platform operated by Coinmerce B.V. It lets users buy, sell and hold cryptocurrencies through a website and an app, and offers custody and transfer services for crypto-assets. The service is a hosted platform run by the company itself. No self-hosted version is offered, so customers rely on the provider's infrastructure and terms.

Coinmerce B.V. has its registered seat in Schiphol-Rijk in the Netherlands and holds a MiCA licence granted by the Dutch regulator AFM in November 2025. The licence also covers services in France under the EU passport. Its website names no majority owner and no non-European parent company. Hosting locations should be requested from the provider. For a European organisation, the main questions are therefore the hosting location and the data-processing terms, agreed before use.

See the 8 European alternatives ↓Assess your stack with Coinmerce pre-selected

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Sovereignty score

71 / 1000 = high exposure
100 = sovereign

Jurisdiction SOV-2100
Headquartered in the EU: European law applies
Data residency SOV-3100
EU-only hosting
Cryptographic key sovereignty SOV-360
Key management with a European vendor
Freedom from lock-in SOV-640
Closed source: switching requires data migration
Source & runtime sovereignty SOV-4 · SOV-655
Closed source, runtime with the vendor

SOV codes: the matching objective in the European Commission's Cloud Sovereignty Framework. Official source

How the score is calculated

Facts and evidence

Last checked October 12, 2026

Headquarters	NL (EU)Verified by hand
Sovereignty model	Vendor-hosted (EU)Verified by hand
Data hosting	EUVerified by hand
Open-source	NoVerified by hand
GDPR-compliant	NoVendor-stated
Category	Fintech & Neobanks
Type	Product
Website	coinmerce.io ↗

How we verify · Something wrong? Suggest a correction

Top EU-based & GDPR-compliant alternatives to Coinmerce

The European alternatives to Coinmerce come from our knowledge base of over 7,800 vendors. We only list vendors headquartered in the EU or the EEA; fully European-owned vendors rank before vendors with a foreign owner. For each alternative you see the country, the open-source status and a short description.

Score per alternative: 0 = high exposure, 100 = sovereign

144 European Fintech & Neobanks vendors are in the catalogue. View the whole category · Submit an alternative · View category on the map

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Why digital sovereignty matters with Coinmerce

Coinmerce is headquartered in NL and therefore falls under European law: the GDPR, NIS2 and the Data Act. No foreign legislation can compel access to your data.

Data is hosted exclusively in the EU, so Coinmerce scores best on data residency.

Coinmerce is closed source and hosted by the vendor. The encryption keys and the runtime sit with the vendor and switching requires data migration. Ask about bring-your-own-key, export options and open standards.

What this means for your organisation depends on your whole stack and context. The free assessment weighs Coinmerce together with your other vendors and gives a total score, a heatmap and the main risk drivers.

Frequently asked questions

What is the best European alternative to Coinmerce?

It depends on your use case. Strong EU alternatives to Coinmerce include 1822direkt, ActivoBank and Air Bank. On this page you can compare 8 EU alternatives by jurisdiction, data residency and open-source status.

Are there open-source alternatives to Coinmerce?

Our list of EU alternatives to Coinmerce is mostly commercial options. Browse the category on the map for open-source choices.

Is Coinmerce GDPR-compliant and where is the data hosted?

Coinmerce is headquartered in NL (EU) and hosts data in EU. That makes Coinmerce an EU-sovereign choice in its own right; the EU alternatives on this page are comparable European tools.

Details and sources

Verified by handHeadquarters, owner, hosting locations and licence have been checked by us against public sources. Free of charge and for every vendor, not a paid label. Nothing in this knowledge base is taken over automatically. Last checked on October 12, 2026.

Sources

Public sources used in the latest check of this record.

Compliance evidence

The links below point to the vendor's own public documents. We only record what we found: a missing link means "not found publicly", not "not compliant".

No public compliance evidence has been recorded for this vendor yet. Do you know its DPA or subprocessor list? Something wrong? Suggest a correction

Digital sovereignty in Fintech & Neobanks

Fintech & Neobanks: Digital banks, neobanks, money transfers and fintech services. In this category the choice of vendor determines who has legal access to your data, where that data lives and how easily you can switch later.

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