EU sovereignFintech & NeobanksHeadquarters: ES

MyInvestor: sovereignty score and 8 European alternatives

MyInvestor is a Spanish digital bank for private customers. Its offering covers savings accounts and deposits, automated portfolios, investment funds, stocks and ETFs, pension plans, and loans secured by investments as well as mortgages. The bank is a credit institution supervised by the Banco de España and the CNMV.

The registered office is in Madrid, so the company is headquartered in the EU and falls under Spanish and European supervision. The website does not name shareholders and says only that the bank is backed by several groups and family offices. It does not state where customer data is hosted, and its privacy policy does not name the GDPR, although a data protection contact is given. A European organisation should confirm the hosting location and processing arrangements with the provider.

See the 8 European alternatives ↓Assess your stack with MyInvestor pre-selected

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Sovereignty score

71 / 1000 = high exposure
100 = sovereign

Jurisdiction SOV-2100
Headquartered in the EU: European law applies
Data residency SOV-3100
EU-only hosting
Cryptographic key sovereignty SOV-360
Key management with a European vendor
Freedom from lock-in SOV-640
Closed source: switching requires data migration
Source & runtime sovereignty SOV-4 · SOV-655
Closed source, runtime with the vendor

SOV codes: the matching objective in the European Commission's Cloud Sovereignty Framework. Official source

How the score is calculated

Facts and evidence

Last checked October 10, 2026

Headquarters	ES (EU)Verified by hand
Sovereignty model	Vendor-hosted (EU)Verified by hand
Data hosting	EUVerified by hand
Open-source	NoVerified by hand
GDPR-compliant	NoVendor-stated
Category	Fintech & Neobanks
Type	Product
Website	myinvestor.es ↗

How we verify · Something wrong? Suggest a correction

Top EU-based & GDPR-compliant alternatives to MyInvestor

The European alternatives to MyInvestor come from our knowledge base of over 8,000 vendors. We only list vendors headquartered in the EU or the EEA; fully European-owned vendors rank before vendors with a foreign owner. For each alternative you see the country, the open-source status and a short description.

Score per alternative: 0 = high exposure, 100 = sovereign

144 European Fintech & Neobanks vendors are in the catalogue. View the whole category · Submit an alternative · View category on the map

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Why digital sovereignty matters with MyInvestor

MyInvestor is headquartered in ES and therefore falls under European law: the GDPR, NIS2 and the Data Act. No foreign legislation can compel access to your data.

Data is hosted exclusively in the EU, so MyInvestor scores best on data residency.

MyInvestor is closed source and hosted by the vendor. The encryption keys and the runtime sit with the vendor and switching requires data migration. Ask about bring-your-own-key, export options and open standards.

What this means for your organisation depends on your whole stack and context. The free assessment weighs MyInvestor together with your other vendors and gives a total score, a heatmap and the main risk drivers.

Frequently asked questions

What is the best European alternative to MyInvestor?

It depends on your use case. Strong EU alternatives to MyInvestor include 1822direkt, ActivoBank and Air Bank. On this page you can compare 8 EU alternatives by jurisdiction, data residency and open-source status.

Are there open-source alternatives to MyInvestor?

Our list of EU alternatives to MyInvestor is mostly commercial options. Browse the category on the map for open-source choices.

Is MyInvestor GDPR-compliant and where is the data hosted?

MyInvestor is headquartered in ES (EU) and hosts data in EU. That makes MyInvestor an EU-sovereign choice in its own right; the EU alternatives on this page are comparable European tools.

Details and sources

Verified by handHeadquarters, owner, hosting locations and licence have been checked by us against public sources. Free of charge and for every vendor, not a paid label. Nothing in this knowledge base is taken over automatically. Last checked on October 10, 2026.

Sources

Public sources used in the latest check of this record.

Compliance evidence

The links below point to the vendor's own public documents. We only record what we found: a missing link means "not found publicly", not "not compliant".

No public compliance evidence has been recorded for this vendor yet. Do you know its DPA or subprocessor list? Something wrong? Suggest a correction

Digital sovereignty in Fintech & Neobanks

Fintech & Neobanks: Digital banks, neobanks, money transfers and fintech services. In this category the choice of vendor determines who has legal access to your data, where that data lives and how easily you can switch later.

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