EU Sovereignty Score
Self-hosted / open sourceFintech & NeobanksHeadquarters: France

Opscore: sovereignty score and 8 European alternatives

Opscore is a front-office application from ITO33 for the pricing, hedging and analysis of convertible securities. It consists of a database of the terms and conditions of convertible bonds and related instruments, a pricing engine that solves equity-to-credit models, an analysis and simulation front end and an Excel screening tool. The pricing engine is written in C++ and can also be used as DLLs through COM, Java and C++ interfaces or from Matlab, independent of the database. Instrument updates are fetched from ITO33 servers.

ITO33 is based in Paris, France. The website gives a Paris address and names no parent company or hosting provider. The software components (front end, Excel functions, DLLs) run on the customer's side, and the company publishes no privacy statement or data-location commitment. By running Opscore on its own infrastructure, a European financial institution keeps position and market data in-house. Ask which data leaves the customer environment during updates or support, and where the update servers are located.

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Sovereignty score
80 / 1000 = high exposure
100 = sovereign
  • Jurisdiction SOV-2100
    Headquartered in the EU: European law applies
  • Data residency SOV-3100
    EU-only hosting
  • Cryptographic key sovereignty SOV-380
    Closed source, but self-hostable: encryption keys and runtime under your own control
  • Freedom from lock-in SOV-640
    Closed source: switching requires data migration
  • Source & runtime sovereignty SOV-4 · SOV-680
    Closed source, but self-hostable on your own infrastructure

SOV codes: the matching objective in the European Commission's Cloud Sovereignty Framework. Official source

How the score is calculated

Facts and evidence

Last checked October 17, 2026
Headquarters
FranceVerified by hand
Data hosting
Self-hosted, e.g. in the EU (your choice)Verified by hand
Open-source
NoVerified by hand
GDPR-compliant
NoVendor-stated
Category
Fintech & Neobanks
Type
Product
Website
ito33.com ↗

How we verify · Something wrong? Suggest a correction

European alternatives to Opscore

The European alternatives to Opscore come from our knowledge base of over 9,900 vendors. We only list vendors headquartered in the EU or the EEA; fully European-owned vendors rank before vendors with a foreign owner. For each alternative you see the country, the open-source status and a short description.

Score per alternative: 0 = high exposure, 100 = sovereign

176 European Fintech & Neobanks vendors are in the catalogue. View the whole category · Submit an alternative · View category on the map

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Why digital sovereignty matters with Opscore

Opscore is headquartered in France and therefore falls under European law: the GDPR, NIS2 and the Data Act. No foreign legislation can compel access to your data.

Opscore runs on infrastructure you choose and control yourself. You decide where the data lives, including fully within the EU if you want — this is not a fixed hosting choice made by the vendor.

Opscore is closed source, but you run the software yourself on your own infrastructure. The encryption keys and the runtime therefore stay under your own control, though you cannot audit or modify the source code. Ask about export options and open standards to limit software-level lock-in.

What this means for your organisation depends on your whole stack and context. The free assessment weighs Opscore together with your other vendors and gives a total score, a heatmap and the main risk drivers.

Frequently asked questions

What is the best European alternative to Opscore?

It depends on your use case. Strong EU alternatives to Opscore include 1822direkt, ActivoBank and Air Bank. On this page you can compare 8 EU alternatives by jurisdiction, data residency and open-source status.

Are there open-source alternatives to Opscore?

Our list of EU alternatives to Opscore is mostly commercial options. Browse the category on the map for open-source choices.

Is Opscore GDPR-compliant and where is the data hosted?

Opscore is headquartered in France (EU) and hosts data in the EU. That makes Opscore an EU-sovereign choice in its own right; the EU alternatives on this page are comparable European tools.

Details and sources

Verified by handHeadquarters, owner, hosting locations and licence have been checked by us against public sources. Free of charge and for every vendor, not a paid label. Nothing in this knowledge base is taken over automatically. Last checked on October 17, 2026.

Sources

Public sources used in the latest check of this record.

Compliance evidence

The links below point to the vendor's own public documents. We only record what we found: a missing link means "not found publicly", not "not compliant".

No public compliance evidence has been recorded for this vendor yet. Do you know its DPA or subprocessor list? Something wrong? Suggest a correction

In the changelog

Earlier changes to this page, as listed in the public changelog.

Digital sovereignty in Fintech & Neobanks

Fintech & Neobanks: Digital banks, neobanks, money transfers and fintech services. In this category the choice of vendor determines who has legal access to your data, where that data lives and how easily you can switch later.

Also in this category

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8 European alternatives to Opscore (GDPR)