Reiknistofa bankanna (RB) is an Icelandic partnership that provides shared financial infrastructure to banks and savings banks in Iceland. Its services include deposit and payment solutions, a collection claims pool, SWIFT access, the design and operation of interbank payment systems used for real-time payments, a data and API hub, and cash counting and transport for banks. Founded in 1973 and based in Kópavogur, it serves banks rather than end customers directly.
The pages reviewed do not name RB's owners or the banks holding stakes in it. Iceland is a member of the European Economic Area, so the company operates within the EEA legal framework. The pages do not state where its systems are hosted, whether they run on its own premises or in a cloud, or whether it publishes a GDPR commitment. For a European organisation, the practical question is whether a bank or payment provider it relies on routes data through these Icelandic systems, which should be confirmed with that provider.