CoinGate is a payment gateway that lets merchants accept cryptocurrency and stablecoin payments and manage the funds they receive. The service includes checkout integration, dedicated payment addresses, crypto payouts with currency conversion, a multi-currency account and refunds. It is delivered as an online service that can be used through an API, a no-code dashboard or e-commerce plug-ins.
The service is operated by UAB Decentralized, a private limited liability company incorporated in Lithuania and based in Vilnius. The Bank of Lithuania has authorised the company as a crypto-asset service provider under the EU's MiCA regulation. CoinGate's privacy policy names the EU General Data Protection Regulation. It lists Google as a provider of servers and storage and also names processors in the United States and the United Kingdom. No open-source version or self-hosted option is described. For a European organisation, the operator is EU-based and under EU supervision, but the chain of processors extends beyond the EU and should be assessed.