EU sovereignPaymentsHeadquarters: CZ

Comgate: sovereignty score and 8 European alternatives

Comgate is a payment gateway and terminal provider for merchants in the Czech Republic and neighbouring markets. Online shops can accept card payments, Apple Pay, Google Pay and local payment methods for the Czech Republic, Slovakia, Poland, Hungary and Romania. For physical shops it offers portable and counter payment terminals. The services are delivered as a hosted gateway and as terminal solutions.

Comgate a.s. is seated in Hradec Králové in the Czech Republic. It states that it holds a European payment institution licence supervised by the Czech National Bank, which allows it to offer payment services across the EU. The company describes itself as a principal member of Visa and Mastercard and states that it holds PCI DSS Level 1 certification. The sources consulted name no shareholders or parent company, and its website does not state where customer data is hosted. For a European organisation, the provider is EU-based and regulated within the EU, but data location and processing terms should be checked directly with the company.

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Sovereignty score

71 / 1000 = high exposure
100 = sovereign

Jurisdiction SOV-2100
Headquartered in the EU: European law applies
Data residency SOV-3100
EU-only hosting
Cryptographic key sovereignty SOV-360
Key management with a European vendor
Freedom from lock-in SOV-640
Closed source: switching requires data migration
Source & runtime sovereignty SOV-4 · SOV-655
Closed source, runtime with the vendor

SOV codes: the matching objective in the European Commission's Cloud Sovereignty Framework. Official source

How the score is calculated

Facts and evidence

Last checked October 11, 2026

Headquarters	CZ (EU)Verified by hand
Sovereignty model	Vendor-hosted (EU)Verified by hand
Data hosting	EUVerified by hand
Open-source	NoVerified by hand
GDPR-compliant	NoVendor-stated
Category	Payments
Type	Product
Website	comgate.eu ↗

How we verify · Something wrong? Suggest a correction

Top EU-based & GDPR-compliant alternatives to Comgate

The European alternatives to Comgate come from our knowledge base of over 6,800 vendors. We only list vendors headquartered in the EU or the EEA; fully European-owned vendors rank before vendors with a foreign owner. For each alternative you see the country, the open-source status and a short description.

Score per alternative: 0 = high exposure, 100 = sovereign

99 European Payments vendors are in the catalogue. View the whole category · Submit an alternative · View category on the map

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Why digital sovereignty matters with Comgate

Comgate is headquartered in CZ and therefore falls under European law: the GDPR, NIS2 and the Data Act. No foreign legislation can compel access to your data.

Data is hosted exclusively in the EU, so Comgate scores best on data residency.

Comgate is closed source and hosted by the vendor. The encryption keys and the runtime sit with the vendor and switching requires data migration. Ask about bring-your-own-key, export options and open standards.

What this means for your organisation depends on your whole stack and context. The free assessment weighs Comgate together with your other vendors and gives a total score, a heatmap and the main risk drivers.

Frequently asked questions

What is the best European alternative to Comgate?

It depends on your use case. Strong EU alternatives to Comgate include Adyen, Alma and Autopay. On this page you can compare 8 EU alternatives by jurisdiction, data residency and open-source status.

Are there open-source alternatives to Comgate?

Our list of EU alternatives to Comgate is mostly commercial options. Browse the category on the map for open-source choices.

Is Comgate GDPR-compliant and where is the data hosted?

Comgate is headquartered in CZ (EU) and hosts data in EU. That makes Comgate an EU-sovereign choice in its own right; the EU alternatives on this page are comparable European tools.

Details and sources

Verified by handHeadquarters, owner, hosting locations and licence have been checked by us against public sources. Free of charge and for every vendor, not a paid label. Nothing in this knowledge base is taken over automatically. Last checked on October 11, 2026.

Sources

Public sources used in the latest check of this record.

Compliance evidence

The links below point to the vendor's own public documents. We only record what we found: a missing link means "not found publicly", not "not compliant".

No public compliance evidence has been recorded for this vendor yet. Do you know its DPA or subprocessor list? Something wrong? Suggest a correction

Digital sovereignty in Payments

Payments: Payment services, payment gateways, online payments and financial transactions. In this category the choice of vendor determines who has legal access to your data, where that data lives and how easily you can switch later.

Also in this category

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