Gumroad is a platform on which creators sell digital products such as video lessons, courses and monthly subscriptions. Sellers can choose one-time, recurring or fixed-length payments, in the customer's own currency, and run their storefront on Gumroad or on their own website. It connects to other apps and pays out to a bank account. The service is delivered as SaaS.
Gumroad, Inc. is a US company. According to its privacy policy, information is stored on servers in the United States. For buyer data Gumroad acts as a processor and the seller is the controller; for transfers from the EEA it relies on the European Commission's standard contractual clauses, and a data processing addendum is available. For European sellers this means customer data is processed in the US by a company subject to US law, including the CLOUD Act.