Jumio is an online identity verification and fraud-prevention platform for businesses. It checks identity documents, compares them with a selfie using biometrics and liveness detection, and adds risk signals, cross-transaction risk analysis and AML screening. A rules engine and orchestration layer let customers tune the checks. The service is delivered as a cloud platform that organisations integrate through web and mobile SDKs and APIs.
Jumio is headquartered in Sunnyvale, California, so it falls under US jurisdiction. Its online services notice states that personal information may be transferred to and processed in the United States, names an EU representative in Austria and relies on standard contractual clauses for transfers from the EEA. Third-party integration documentation lists US, EU and Singapore server regions, which suggests an EU option, but Jumio's own public notices do not name hosting locations. European organisations that process biometric data should therefore confirm data residency, retention and sub-processor terms in the contract before adoption.