EU Sovereignty Score
EU sovereignPaymentsHeadquarters: FR

Lyra: sovereignty score and 8 European alternatives

Lyra is a French payment service provider for online, mobile and in-store payments. Merchants can accept card payments, recurring payments, SEPA direct debit and international payments. Integration is possible through a REST API, a JavaScript payment form, a mobile SDK and plug-ins for common content-management systems, and the back office provides transaction reports and exports. The company states that it is PCI DSS certified and that it offers anti-fraud tools.

Lyra Network SAS is a French société par actions simplifiée with its registered office in Labège, near Toulouse. No foreign parent company is identified. Lyra's personal data protection charter names the company as controller for prospects and customers and states that its subcontractors inside and outside the EU process personal data on its behalf under contract. Transfers outside the EU rely on adequacy decisions or standard contractual clauses. The charter does not name the countries or the data centres. For a European organisation, the French seat is clear, while the non-EU subcontractors and the hosting location are points to confirm in the contract.

Sovereignty score
71 / 1000 = high exposure
100 = sovereign
  • Jurisdiction SOV-2100
    Headquartered in the EU: European law applies
  • Data residency SOV-3100
    EU-only hosting
  • Cryptographic key sovereignty SOV-360
    Key management with a European vendor
  • Freedom from lock-in SOV-640
    Closed source: switching requires data migration
  • Source & runtime sovereignty SOV-4 · SOV-655
    Closed source, runtime with the vendor

SOV codes: the matching objective in the European Commission's Cloud Sovereignty Framework. Official source

How the score is calculated

Facts and evidence

Last checked October 10, 2026
HeadquartersFR (EU)Verified by hand
Sovereignty modelVendor-hosted (EU)Verified by hand
Data hostingEUVerified by hand
Open-sourceNoVerified by hand
GDPR-compliantYesVendor-stated
CategoryPayments
TypeProduct
Websitelyra.com ↗

How we verify · Something wrong? Suggest a correction

Top EU-based & GDPR-compliant alternatives to Lyra

The European alternatives to Lyra come from our knowledge base of over 6,200 vendors. We only list vendors headquartered in the EU or the EEA; fully European-owned vendors rank before vendors with a foreign owner. For each alternative you see the country, the open-source status and a short description.

Score per alternative: 0 = high exposure, 100 = sovereign

99 European Payments vendors are in the catalogue. View the whole category · Submit an alternative · View category on the map

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Why digital sovereignty matters with Lyra

Lyra is headquartered in FR and therefore falls under European law: the GDPR, NIS2 and the Data Act. No foreign legislation can compel access to your data.

Data is hosted exclusively in the EU, so Lyra scores best on data residency.

Lyra is closed source and hosted by the vendor. The encryption keys and the runtime sit with the vendor and switching requires data migration. Ask about bring-your-own-key, export options and open standards.

What this means for your organisation depends on your whole stack and context. The free assessment weighs Lyra together with your other vendors and gives a total score, a heatmap and the main risk drivers.

Frequently asked questions

What is the best European alternative to Lyra?

It depends on your use case. Strong EU alternatives to Lyra include Adyen, Alma and Autopay. On this page you can compare 8 EU alternatives by jurisdiction, data residency and open-source status.

Are there open-source alternatives to Lyra?

Our list of EU alternatives to Lyra is mostly commercial options. Browse the category on the map for open-source choices.

Is Lyra GDPR-compliant and where is the data hosted?

Lyra is headquartered in FR (EU) and hosts data in EU. That makes Lyra an EU-sovereign choice in its own right; the EU alternatives on this page are comparable European tools.

Details and sources

Verified by handHeadquarters, owner, hosting locations and licence have been checked by us against public sources. Free of charge and for every vendor, not a paid label. Nothing in this knowledge base is taken over automatically. Last checked on October 10, 2026.

Sources

Public sources used in the latest check of this record.

Compliance evidence

The links below point to the vendor's own public documents. We only record what we found: a missing link means "not found publicly", not "not compliant".

No public compliance evidence has been recorded for this vendor yet. Do you know its DPA or subprocessor list? Something wrong? Suggest a correction

Digital sovereignty in Payments

Payments: Payment services, payment gateways, online payments and financial transactions. In this category the choice of vendor determines who has legal access to your data, where that data lives and how easily you can switch later.

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8 European alternatives to Lyra — GDPR-compliant & EU-hosted · EU Sovereignty Score