EU sovereignPaymentsHeadquarters: EE

MakeCommerce: sovereignty score and 8 European alternatives

MakeCommerce is the brand under which Maksekeskus AS operates an Estonian online payment gateway for e-shops, based in Tallinn. The company offers online payments to web shops and registration services for parcel-machine delivery for online retailers. According to its own website, its focus is e-shops in the Baltic region.

Maksekeskus AS is registered in Estonia. According to a company news item, Luminor Bank completed the acquisition of 99 per cent of its shares in July 2022. For a European organisation, the provider sits within the EU. Ownership of the parent group can change over time, so it should be checked at procurement. The website refers to its data-protection terms but does not describe where data is hosted, so buyers should ask for that location in writing.

See the 8 European alternatives ↓Assess your stack with MakeCommerce pre-selected

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Sovereignty score

71 / 1000 = high exposure
100 = sovereign

Jurisdiction SOV-2100
Headquartered in the EU: European law applies
Data residency SOV-3100
EU-only hosting
Cryptographic key sovereignty SOV-360
Key management with a European vendor
Freedom from lock-in SOV-640
Closed source: switching requires data migration
Source & runtime sovereignty SOV-4 · SOV-655
Closed source, runtime with the vendor

SOV codes: the matching objective in the European Commission's Cloud Sovereignty Framework. Official source

How the score is calculated

Facts and evidence

Last checked October 11, 2026

Headquarters	EE (EU)Verified by hand
Sovereignty model	Vendor-hosted (EU)Verified by hand
Data hosting	EUVerified by hand
Open-source	NoVerified by hand
GDPR-compliant	YesVendor-stated
Category	Payments
Type	Product
Website	makecommerce.net ↗

How we verify · Something wrong? Suggest a correction

Top EU-based & GDPR-compliant alternatives to MakeCommerce

The European alternatives to MakeCommerce come from our knowledge base of over 6,800 vendors. We only list vendors headquartered in the EU or the EEA; fully European-owned vendors rank before vendors with a foreign owner. For each alternative you see the country, the open-source status and a short description.

Score per alternative: 0 = high exposure, 100 = sovereign

99 European Payments vendors are in the catalogue. View the whole category · Submit an alternative · View category on the map

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Why digital sovereignty matters with MakeCommerce

MakeCommerce is headquartered in EE and therefore falls under European law: the GDPR, NIS2 and the Data Act. No foreign legislation can compel access to your data.

Data is hosted exclusively in the EU, so MakeCommerce scores best on data residency.

MakeCommerce is closed source and hosted by the vendor. The encryption keys and the runtime sit with the vendor and switching requires data migration. Ask about bring-your-own-key, export options and open standards.

What this means for your organisation depends on your whole stack and context. The free assessment weighs MakeCommerce together with your other vendors and gives a total score, a heatmap and the main risk drivers.

Frequently asked questions

What is the best European alternative to MakeCommerce?

It depends on your use case. Strong EU alternatives to MakeCommerce include Adyen, Alma and Autopay. On this page you can compare 8 EU alternatives by jurisdiction, data residency and open-source status.

Are there open-source alternatives to MakeCommerce?

Our list of EU alternatives to MakeCommerce is mostly commercial options. Browse the category on the map for open-source choices.

Is MakeCommerce GDPR-compliant and where is the data hosted?

MakeCommerce is headquartered in EE (EU) and hosts data in EU. That makes MakeCommerce an EU-sovereign choice in its own right; the EU alternatives on this page are comparable European tools.

Details and sources

Verified by handHeadquarters, owner, hosting locations and licence have been checked by us against public sources. Free of charge and for every vendor, not a paid label. Nothing in this knowledge base is taken over automatically. Last checked on October 11, 2026.

Sources

Public sources used in the latest check of this record.

Compliance evidence

The links below point to the vendor's own public documents. We only record what we found: a missing link means "not found publicly", not "not compliant".

No public compliance evidence has been recorded for this vendor yet. Do you know its DPA or subprocessor list? Something wrong? Suggest a correction

Digital sovereignty in Payments

Payments: Payment services, payment gateways, online payments and financial transactions. In this category the choice of vendor determines who has legal access to your data, where that data lives and how easily you can switch later.

Also in this category

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