EU sovereignPaymentsHeadquarters: HR

Monri: sovereignty score and 8 European alternatives

Monri is a payment processor based in Zagreb, Croatia. Its product range covers card payments in shops and online: in-store card terminals that accept single and instalment payments, online payments for webshops and apps, and fiscal cash registers and handheld terminals for restaurants and retailers. Its customers are mainly businesses in Croatia, and the company describes on-site support across the country where needed.

The registered seat is in Zagreb, and the company is registered with the Commercial Court in Zagreb. It belongs to the Payten group: according to the group structure published by Asseco South Eastern Europe, Monri Payments is held through Payten d.o.o., Croatia, which is in turn owned by Payten Holding S.A., a company registered in Poland. The company states that its operations comply with the GDPR, DORA and NIS2. For a European organisation, the Polish parent sits within the EU, and the place where customer data is stored should be confirmed with the provider before use.

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Sovereignty score

71 / 1000 = high exposure
100 = sovereign

Jurisdiction SOV-2100
Headquartered in the EU: European law applies
Data residency SOV-3100
EU-only hosting
Cryptographic key sovereignty SOV-360
Key management with a European vendor
Freedom from lock-in SOV-640
Closed source: switching requires data migration
Source & runtime sovereignty SOV-4 · SOV-655
Closed source, runtime with the vendor

SOV codes: the matching objective in the European Commission's Cloud Sovereignty Framework. Official source

How the score is calculated

Facts and evidence

Last checked October 10, 2026

Headquarters	HR (EU)Verified by hand
Ultimate parent company	PLVerified by hand
Sovereignty model	Vendor-hosted (EU)Verified by hand
Data hosting	EUVerified by hand
Open-source	NoVerified by hand
GDPR-compliant	YesVendor-stated
Category	Payments
Type	Product
Website	monri.com ↗

How we verify · Something wrong? Suggest a correction

Top EU-based & GDPR-compliant alternatives to Monri

The European alternatives to Monri come from our knowledge base of over 6,800 vendors. We only list vendors headquartered in the EU or the EEA; fully European-owned vendors rank before vendors with a foreign owner. For each alternative you see the country, the open-source status and a short description.

Score per alternative: 0 = high exposure, 100 = sovereign

99 European Payments vendors are in the catalogue. View the whole category · Submit an alternative · View category on the map

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Why digital sovereignty matters with Monri

Monri is headquartered in HR and therefore falls under European law: the GDPR, NIS2 and the Data Act. No foreign legislation can compel access to your data. The ultimate owner is based in PL, also within Europe.

Data is hosted exclusively in the EU, so Monri scores best on data residency.

Monri is closed source and hosted by the vendor. The encryption keys and the runtime sit with the vendor and switching requires data migration. Ask about bring-your-own-key, export options and open standards.

What this means for your organisation depends on your whole stack and context. The free assessment weighs Monri together with your other vendors and gives a total score, a heatmap and the main risk drivers.

Frequently asked questions

What is the best European alternative to Monri?

It depends on your use case. Strong EU alternatives to Monri include Adyen, Alma and Autopay. On this page you can compare 8 EU alternatives by jurisdiction, data residency and open-source status.

Are there open-source alternatives to Monri?

Our list of EU alternatives to Monri is mostly commercial options. Browse the category on the map for open-source choices.

Is Monri GDPR-compliant and where is the data hosted?

Monri is headquartered in HR (EU) and hosts data in EU. That makes Monri an EU-sovereign choice in its own right; the EU alternatives on this page are comparable European tools.

Details and sources

Verified by handHeadquarters, owner, hosting locations and licence have been checked by us against public sources. Free of charge and for every vendor, not a paid label. Nothing in this knowledge base is taken over automatically. Last checked on October 10, 2026.

Sources

Public sources used in the latest check of this record.

Compliance evidence

The links below point to the vendor's own public documents. We only record what we found: a missing link means "not found publicly", not "not compliant".

No public compliance evidence has been recorded for this vendor yet. Do you know its DPA or subprocessor list? Something wrong? Suggest a correction

Digital sovereignty in Payments

Payments: Payment services, payment gateways, online payments and financial transactions. In this category the choice of vendor determines who has legal access to your data, where that data lives and how easily you can switch later.

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