EU Sovereignty Score
EU sovereignPaymentsHeadquarters: DE

Novalnet: sovereignty score and 8 European alternatives

Novalnet is a German payment service provider for online merchants. Through one platform and a single contract, the company offers payment processing, risk management, billing and reporting. It describes its payment environment as GDPR-compliant. Novalnet AG has its registered seat in Garching near Munich and is entered in the Munich commercial register.

Novalnet AG is a payment institution supervised by the German Federal Financial Supervisory Authority (BaFin), with its seat in Garching near Munich. According to the website, the payment environment is hosted in Germany and its data centres are located exclusively in Germany. For a European organisation, this means a provider with its seat and data location in Germany. The imprint does not state the shareholder structure, so merchants should check sub-processors and processing terms in their contract.

See the 8 European alternatives ↓Assess your stack with Novalnet pre-selected
MastodonLinkedInBlueskyXEmail
Sovereignty score
71 / 1000 = high exposure
100 = sovereign
  • Jurisdiction SOV-2100
    Headquartered in the EU: European law applies
  • Data residency SOV-3100
    EU-only hosting
  • Cryptographic key sovereignty SOV-360
    Key management with a European vendor
  • Freedom from lock-in SOV-640
    Closed source: switching requires data migration
  • Source & runtime sovereignty SOV-4 · SOV-655
    Closed source, runtime with the vendor

SOV codes: the matching objective in the European Commission's Cloud Sovereignty Framework. Official source

How the score is calculated

Facts and evidence

Last checked October 11, 2026
Headquarters
DE (EU)Verified by hand
Sovereignty model
Vendor-hosted (EU)Verified by hand
Data hosting
EUVerified by hand
Open-source
NoVerified by hand
GDPR-compliant
YesVendor-stated
Category
Payments
Type
Product
Website
novalnet.de ↗

How we verify · Something wrong? Suggest a correction

Top EU-based & GDPR-compliant alternatives to Novalnet

The European alternatives to Novalnet come from our knowledge base of over 6,800 vendors. We only list vendors headquartered in the EU or the EEA; fully European-owned vendors rank before vendors with a foreign owner. For each alternative you see the country, the open-source status and a short description.

Score per alternative: 0 = high exposure, 100 = sovereign

99 European Payments vendors are in the catalogue. View the whole category · Submit an alternative · View category on the map

Is Novalnet one of many dependencies?

Score your whole stack in about three minutes. Free, no account needed.

Assess your stack →View a sample report (opens in a new tab)

Why digital sovereignty matters with Novalnet

Novalnet is headquartered in DE and therefore falls under European law: the GDPR, NIS2 and the Data Act. No foreign legislation can compel access to your data.

Data is hosted exclusively in the EU, so Novalnet scores best on data residency.

Novalnet is closed source and hosted by the vendor. The encryption keys and the runtime sit with the vendor and switching requires data migration. Ask about bring-your-own-key, export options and open standards.

What this means for your organisation depends on your whole stack and context. The free assessment weighs Novalnet together with your other vendors and gives a total score, a heatmap and the main risk drivers.

Frequently asked questions

What is the best European alternative to Novalnet?

It depends on your use case. Strong EU alternatives to Novalnet include Adyen, Alma and Autopay. On this page you can compare 8 EU alternatives by jurisdiction, data residency and open-source status.

Are there open-source alternatives to Novalnet?

Our list of EU alternatives to Novalnet is mostly commercial options. Browse the category on the map for open-source choices.

Is Novalnet GDPR-compliant and where is the data hosted?

Novalnet is headquartered in DE (EU) and hosts data in EU. That makes Novalnet an EU-sovereign choice in its own right; the EU alternatives on this page are comparable European tools.

Details and sources

Verified by handHeadquarters, owner, hosting locations and licence have been checked by us against public sources. Free of charge and for every vendor, not a paid label. Nothing in this knowledge base is taken over automatically. Last checked on October 11, 2026.

Sources

Public sources used in the latest check of this record.

Compliance evidence

The links below point to the vendor's own public documents. We only record what we found: a missing link means "not found publicly", not "not compliant".

No public compliance evidence has been recorded for this vendor yet. Do you know its DPA or subprocessor list? Something wrong? Suggest a correction

Digital sovereignty in Payments

Payments: Payment services, payment gateways, online payments and financial transactions. In this category the choice of vendor determines who has legal access to your data, where that data lives and how easily you can switch later.

Also in this category

See all →
Open in the alternatives dashboardMissing a vendor? Submit itAre you this vendor? You can also become a sponsor on the Payments page — with no effect on your score
8 European alternatives to Novalnet — GDPR-compliant & EU-hosted · EU Sovereignty Score