EU Sovereignty Score
EU sovereignPaymentsHeadquarters: LT

Paysera: sovereignty score and 8 European alternatives

Paysera is a payment and financial services platform run by the Paysera group, whose licensed entity is Paysera LT, UAB, in Vilnius. The company describes its offering as payment accounts, international transfers and currency exchange for private clients and businesses, including event organisers, physical retailers and online shops. The Bank of Lithuania lists its electronic money institution licence as valid from 2012.

Paysera LT, UAB is the data controller under the privacy policy, which cites the GDPR and Lithuanian data protection law. The policy states that personal data is stored within the European Union and the European Economic Area. It also says that partners and support staff in some non-EU countries, including Albania, Kosovo, Georgia, Morocco, the Philippines and India, may access data under contract, and that a shared infrastructure partner is registered in the Cayman Islands. For a European organisation, the Lithuanian licence and EU storage are central, while non-EU access should be weighed against the sensitivity of the data.

Sovereignty score
71 / 1000 = high exposure
100 = sovereign
  • Jurisdiction SOV-2100
    Headquartered in the EU: European law applies
  • Data residency SOV-3100
    EU-only hosting
  • Cryptographic key sovereignty SOV-360
    Key management with a European vendor
  • Freedom from lock-in SOV-640
    Closed source: switching requires data migration
  • Source & runtime sovereignty SOV-4 · SOV-655
    Closed source, runtime with the vendor

SOV codes: the matching objective in the European Commission's Cloud Sovereignty Framework. Official source

How the score is calculated

Facts and evidence

Last checked October 10, 2026
Headquarters
LT (EU)Verified by hand
Sovereignty model
Vendor-hosted (EU)Verified by hand
Data hosting
EUVerified by hand
Open-source
NoVerified by hand
GDPR-compliant
YesVendor-stated
Category
Type
Product
Website

How we verify · Something wrong? Suggest a correction

Top EU-based & GDPR-compliant alternatives to Paysera

The European alternatives to Paysera come from our knowledge base of over 6,800 vendors. We only list vendors headquartered in the EU or the EEA; fully European-owned vendors rank before vendors with a foreign owner. For each alternative you see the country, the open-source status and a short description.

Score per alternative: 0 = high exposure, 100 = sovereign

99 European Payments vendors are in the catalogue. View the whole category · Submit an alternative · View category on the map

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Why digital sovereignty matters with Paysera

Paysera is headquartered in LT and therefore falls under European law: the GDPR, NIS2 and the Data Act. No foreign legislation can compel access to your data.

Data is hosted exclusively in the EU, so Paysera scores best on data residency.

Paysera is closed source and hosted by the vendor. The encryption keys and the runtime sit with the vendor and switching requires data migration. Ask about bring-your-own-key, export options and open standards.

What this means for your organisation depends on your whole stack and context. The free assessment weighs Paysera together with your other vendors and gives a total score, a heatmap and the main risk drivers.

Frequently asked questions

What is the best European alternative to Paysera?

It depends on your use case. Strong EU alternatives to Paysera include Adyen, Alma and Autopay. On this page you can compare 8 EU alternatives by jurisdiction, data residency and open-source status.

Are there open-source alternatives to Paysera?

Our list of EU alternatives to Paysera is mostly commercial options. Browse the category on the map for open-source choices.

Is Paysera GDPR-compliant and where is the data hosted?

Paysera is headquartered in LT (EU) and hosts data in EU. That makes Paysera an EU-sovereign choice in its own right; the EU alternatives on this page are comparable European tools.

Details and sources

Verified by handHeadquarters, owner, hosting locations and licence have been checked by us against public sources. Free of charge and for every vendor, not a paid label. Nothing in this knowledge base is taken over automatically. Last checked on October 10, 2026.

Sources

Public sources used in the latest check of this record.

Compliance evidence

The links below point to the vendor's own public documents. We only record what we found: a missing link means "not found publicly", not "not compliant".

No public compliance evidence has been recorded for this vendor yet. Do you know its DPA or subprocessor list? Something wrong? Suggest a correction

Digital sovereignty in Payments

Payments: Payment services, payment gateways, online payments and financial transactions. In this category the choice of vendor determines who has legal access to your data, where that data lives and how easily you can switch later.

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8 European alternatives to Paysera — GDPR-compliant & EU-hosted · EU Sovereignty Score