PayU GPO (Global Payments Organisation) is a payment service provider for digital merchants, described as an e-commerce gateway, orchestrator and payment facilitator for emerging markets. It operates in around thirty countries across Latin America, Central and Eastern Europe and Africa, with Poland highlighted as a key European market. The operations in India, Turkey and Southeast Asia are not part of this business and stayed with the seller, Prosus. The service is delivered as an online payment platform hosted and operated by the vendor.
PayU is described as a Netherlands-based company. Rapyd, a London-based fintech, announced the acquisition in August 2023, and the deal closed in March 2025 after approval from seven regulators. The ultimate parent is therefore in the United Kingdom, outside the EU, while the operating company itself is established in the EU. The sources describe no open-source or self-hosted variant of PayU and do not state where data is hosted. A European organisation would do well to check the parent company's control and the location of data processing with the vendor.