To Bill is a cloud application for small Swiss businesses, freelancers and start-ups, and for the fiduciaries who work with them. It covers invoicing with the Swiss QR-bill, quotes, VAT returns, payroll, bank reconciliation, time and project tracking, and a bookkeeping module that the vendor itself still describes as experimental. Fiduciaries get a cockpit that follows several client companies, and a mobile app is available. An optional AI Copilot answers questions about the figures and drafts quotes and invoices.
To Bill is offered by a business based in Geneva, Switzerland. Switzerland is not in the EU but is an EFTA country with an EU adequacy decision. Application servers and the database run at Infomaniak in Swiss data centres; uploaded files are stored with Exoscale in Geneva. The sub-processor list also names providers in the United States, among them e-mail dispatch, log collection and the AI function, which uses Anthropic models, is on by default and can be switched off in the settings. Organisations that must keep all data in Europe should review that list first.