EU Sovereignty Score
EU sovereignERP & FinanceHeadquarters: FR

Agicap: sovereignty score and 8 European alternatives

Agicap is a cash flow management platform for small and mid-sized businesses and mid-market finance teams. It consolidates cash positions across banks, accounting software and legal entities in one view and produces forecasts based on actual data. Further functions include payments, accounts receivable and payable management, bank reconciliation with automatic journal posting, reporting and AI-assisted forecasting. The service is cloud-based, used in a browser, and connects to accounting and ERP tools through integrations and an open API.

Agicap was founded in 2016 and is headquartered in Lyon, France; it also has a US entity, Agicap Inc., in Texas. According to the vendor, data is encrypted in transit and at rest and hosted in Google Cloud data centres in Belgium, and the company holds ISO 27001:2022 certification. The software is proprietary, not open source. For a European organisation this means a French vendor with EU data storage, run on the infrastructure of a US cloud provider, which is relevant when assessing exposure through sub-processors.

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Sovereignty score
71 / 1000 = high exposure
100 = sovereign
  • Jurisdiction SOV-2100
    Headquartered in the EU: European law applies
  • Data residency SOV-3100
    EU-only hosting
  • Cryptographic key sovereignty SOV-360
    Key management with a European vendor
  • Freedom from lock-in SOV-640
    Closed source: switching requires data migration
  • Source & runtime sovereignty SOV-4 · SOV-655
    Closed source, runtime with the vendor

SOV codes: the matching objective in the European Commission's Cloud Sovereignty Framework. Official source

How the score is calculated

Facts and evidence

Last checked October 1, 2026
Headquarters
FR (EU)Verified by hand
Sovereignty model
Vendor-hosted (EU)Verified by hand
Data hosting
EUVerified by hand
Open-source
NoVerified by hand
GDPR-compliant
YesVendor-stated
Compliance documents
1 published, see belowVendor-stated
Hosting signal
CLOUDFLARENET - Cloudflare, Inc., US (US)Technically measured
Category
ERP & Finance
Type
Product
Website
agicap.com ↗

The hosting signal shows the network that serves the vendor's website, often a CDN, and not necessarily where the service or your data is hosted. How we verify · Something wrong? Suggest a correction

Top EU-based & GDPR-compliant alternatives to Agicap

The European alternatives to Agicap come from our knowledge base of over 6,800 vendors. We only list vendors headquartered in the EU or the EEA; fully European-owned vendors rank before vendors with a foreign owner. For each alternative you see the country, the open-source status and a short description.

Score per alternative: 0 = high exposure, 100 = sovereign

129 European ERP & Finance vendors are in the catalogue. View the whole category · Submit an alternative · View category on the map

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Why digital sovereignty matters with Agicap

Agicap is headquartered in FR and therefore falls under European law: the GDPR, NIS2 and the Data Act. No foreign legislation can compel access to your data.

Data is hosted exclusively in the EU, so Agicap scores best on data residency.

Agicap is closed source and hosted by the vendor. The encryption keys and the runtime sit with the vendor and switching requires data migration. Ask about bring-your-own-key, export options and open standards.

What this means for your organisation depends on your whole stack and context. The free assessment weighs Agicap together with your other vendors and gives a total score, a heatmap and the main risk drivers.

Frequently asked questions

What is the best European alternative to Agicap?

It depends on your use case. Strong EU alternatives to Agicap include 24SevenOffice, A3ERP and Abacus. On this page you can compare 8 EU alternatives by jurisdiction, data residency and open-source status.

Are there open-source alternatives to Agicap?

Our list of EU alternatives to Agicap is mostly commercial options. Browse the category on the map for open-source choices.

Is Agicap GDPR-compliant and where is the data hosted?

Agicap is headquartered in FR (EU) and hosts data in EU. That makes Agicap an EU-sovereign choice in its own right; the EU alternatives on this page are comparable European tools.

Details and sources

Verified by handHeadquarters, owner, hosting locations and licence have been checked by us against public sources. Free of charge and for every vendor, not a paid label. Nothing in this knowledge base is taken over automatically. Last checked on October 1, 2026.

Sources

Public sources used in the latest check of this record.

Compliance evidence

The links below point to the vendor's own public documents. We only record what we found: a missing link means "not found publicly", not "not compliant".

Security page / trust center
agicap.com/en-us/security/

Provenance of the links above:Vendor-stated

ISO/IEC 27001Vendor-stated

Links checked on September 21, 2026.

Digital sovereignty in ERP & Finance

ERP & Finance: Enterprise resource planning, accounting, financial software. In this category the choice of vendor determines who has legal access to your data, where that data lives and how easily you can switch later.

Also in this category

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8 European alternatives to Agicap — GDPR-compliant & EU-hosted · EU Sovereignty Score