TOConline is an online accounting, invoicing and business management platform run by the Ordem dos Contabilistas Certificados (OCC), the professional association of certified accountants in Portugal. It covers invoicing, purchasing and sales, accounting, stock and open banking, and it is accessed through a web browser, a mobile app and add-ins for spreadsheets and e-commerce tools. Licences are granted to certified accountants, who make the software available to their clients and staff.
The OCC is based in Lisbon, and the website presents TOConline as a tool of the OCC, naming no commercial parent company or foreign shareholder. The privacy policy refers to the EU General Data Protection Regulation, identifies the OCC as controller, and describes subcontractors that deliver the service, with transfers outside the EU covered by adequacy decisions or other safeguards. The website does not state where customer data is hosted. Organisations that want to keep their accounting data within Europe should confirm the hosting location in writing before relying on the service.