BILL is a platform for automating accounts payable and accounts receivable. Finance teams use it to route supplier bills for approval, pay vendors by ACH, check, card or international transfer, and sync with accounting systems such as QuickBooks, NetSuite and Intacct. The product is offered as an online service through the vendor's website, which describes AI features intended to reduce errors and manual work.
The AP and AR services are provided by Bill.com LLC, part of BILL Holdings, Inc., whose privacy notice gives a San Jose, California address. The provider is therefore based in the United States, and its privacy notice states that personal information may be transferred to and maintained in the United States. The site does not describe an EU data-residency option or a data processing agreement, so US law, including the CLOUD Act, can apply to European customers' data.