EU Sovereignty Score
EU sovereignERP & FinanceHeadquarters: DK

Billy: sovereignty score and 8 European alternatives

Billy is Danish online accounting software for freelancers and small businesses, and for the accountants and bookkeepers who work with them. It covers invoicing, quotes and subscriptions with card and MobilePay payments, receipt scanning and storage, bookkeeping with automatic bank reconciliation, VAT reporting, payroll with automatic bookkeeping, financial reports and support for the annual report. Users work in an online account, with iPhone and Android apps and a range of integrations.

Billy is based in Copenhagen, Denmark. Its website describes the product as Billy by Ageras and states that Billy is now part of Shine, a French fintech company; Ageras is described in a press release as Danish-founded. The software is proprietary, not open source. The vendor says communication is SSL-encrypted and that data is backed up automatically in multiple copies, but its pages do not state where data is hosted. For a European organisation this means a Danish service whose ownership group and hosting location are worth checking in the data processing agreement.

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Sovereignty score
71 / 1000 = high exposure
100 = sovereign
  • Jurisdiction SOV-2100
    Headquartered in the EU: European law applies
  • Data residency SOV-3100
    EU-only hosting
  • Cryptographic key sovereignty SOV-360
    Key management with a European vendor
  • Freedom from lock-in SOV-640
    Closed source: switching requires data migration
  • Source & runtime sovereignty SOV-4 · SOV-655
    Closed source, runtime with the vendor

SOV codes: the matching objective in the European Commission's Cloud Sovereignty Framework. Official source

How the score is calculated

Facts and evidence

Last checked October 1, 2026
Headquarters
DK (EU)Verified by hand
Sovereignty model
Vendor-hosted (EU)Verified by hand
Data hosting
EUVerified by hand
Open-source
NoVerified by hand
GDPR-compliant
YesVendor-stated
Hosting signal
AMAZON-02 - Amazon.com, Inc., US (US)Technically measured
Category
ERP & Finance
Type
Product
Website
billy.dk ↗

The hosting signal shows the network that serves the vendor's website, often a CDN, and not necessarily where the service or your data is hosted. How we verify · Something wrong? Suggest a correction

Top EU-based & GDPR-compliant alternatives to Billy

The European alternatives to Billy come from our knowledge base of over 6,800 vendors. We only list vendors headquartered in the EU or the EEA; fully European-owned vendors rank before vendors with a foreign owner. For each alternative you see the country, the open-source status and a short description.

Score per alternative: 0 = high exposure, 100 = sovereign

129 European ERP & Finance vendors are in the catalogue. View the whole category · Submit an alternative · View category on the map

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Why digital sovereignty matters with Billy

Billy is headquartered in DK and therefore falls under European law: the GDPR, NIS2 and the Data Act. No foreign legislation can compel access to your data.

Data is hosted exclusively in the EU, so Billy scores best on data residency.

Billy is closed source and hosted by the vendor. The encryption keys and the runtime sit with the vendor and switching requires data migration. Ask about bring-your-own-key, export options and open standards.

What this means for your organisation depends on your whole stack and context. The free assessment weighs Billy together with your other vendors and gives a total score, a heatmap and the main risk drivers.

Frequently asked questions

What is the best European alternative to Billy?

It depends on your use case. Strong EU alternatives to Billy include 24SevenOffice, A3ERP and Abacus. On this page you can compare 8 EU alternatives by jurisdiction, data residency and open-source status.

Are there open-source alternatives to Billy?

Our list of EU alternatives to Billy is mostly commercial options. Browse the category on the map for open-source choices.

Is Billy GDPR-compliant and where is the data hosted?

Billy is headquartered in DK (EU) and hosts data in EU. That makes Billy an EU-sovereign choice in its own right; the EU alternatives on this page are comparable European tools.

Details and sources

Verified by handHeadquarters, owner, hosting locations and licence have been checked by us against public sources. Free of charge and for every vendor, not a paid label. Nothing in this knowledge base is taken over automatically. Last checked on October 1, 2026.

Sources

Public sources used in the latest check of this record.

Compliance evidence

The links below point to the vendor's own public documents. We only record what we found: a missing link means "not found publicly", not "not compliant".

No public compliance evidence has been recorded for this vendor yet. Do you know its DPA or subprocessor list? Something wrong? Suggest a correction

Digital sovereignty in ERP & Finance

ERP & Finance: Enterprise resource planning, accounting, financial software. In this category the choice of vendor determines who has legal access to your data, where that data lives and how easily you can switch later.

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8 European alternatives to Billy — GDPR-compliant & EU-hosted · EU Sovereignty Score