EU Sovereignty Score
EU sovereignERP & FinanceHeadquarters: ES

Holded: sovereignty score and 8 European alternatives

Holded is a cloud ERP and accounting platform for freelancers, small and medium-sized businesses and accounting firms. It combines invoicing, accounting, treasury with connections to more than 200 banks, a team and HR module with payroll for Spain, inventory, CRM and project management. Expenses are read by a scanner and AI assists with bank reconciliation. Holded is used in the browser and through iOS and Android apps; no self-hosted edition is described.

Holded Technologies S.L. is based in Barcelona, Spain. Since 2021 it has been part of Visma, the software group headquartered in Oslo, Norway, which is an EEA country but not an EU member. According to its privacy policy, data is generally stored within the EU; where processing involves a transfer outside the European Economic Area, Holded commits to contractual safeguards, including processor agreements under Article 28 GDPR. The policy does not name the hosting provider or the specific data centres, so ask for these details in the data processing agreement. The software is proprietary.

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Sovereignty score
71 / 1000 = high exposure
100 = sovereign
  • Jurisdiction SOV-2100
    Headquartered in the EU: European law applies
  • Data residency SOV-3100
    EU-only hosting
  • Cryptographic key sovereignty SOV-360
    Key management with a European vendor
  • Freedom from lock-in SOV-640
    Closed source: switching requires data migration
  • Source & runtime sovereignty SOV-4 · SOV-655
    Closed source, runtime with the vendor

SOV codes: the matching objective in the European Commission's Cloud Sovereignty Framework. Official source

How the score is calculated

Facts and evidence

Last checked October 4, 2026
Headquarters
ES (EU)Verified by hand
Ultimate parent company
NOVerified by hand
Sovereignty model
Vendor-hosted (EU)Verified by hand
Data hosting
EUVerified by hand
Open-source
NoVerified by hand
GDPR-compliant
YesVendor-stated
Hosting signal
AMAZON-02 - Amazon.com, Inc., US (US)Technically measured
Category
ERP & Finance
Type
Product
Website
holded.com ↗

The hosting signal shows the network that serves the vendor's website, often a CDN, and not necessarily where the service or your data is hosted. How we verify · Something wrong? Suggest a correction

Top EU-based & GDPR-compliant alternatives to Holded

The European alternatives to Holded come from our knowledge base of over 6,800 vendors. We only list vendors headquartered in the EU or the EEA; fully European-owned vendors rank before vendors with a foreign owner. For each alternative you see the country, the open-source status and a short description.

Score per alternative: 0 = high exposure, 100 = sovereign

129 European ERP & Finance vendors are in the catalogue. View the whole category · Submit an alternative · View category on the map

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Why digital sovereignty matters with Holded

Holded is headquartered in ES and therefore falls under European law: the GDPR, NIS2 and the Data Act. No foreign legislation can compel access to your data. The ultimate owner is based in NO, also within Europe.

Data is hosted exclusively in the EU, so Holded scores best on data residency.

Holded is closed source and hosted by the vendor. The encryption keys and the runtime sit with the vendor and switching requires data migration. Ask about bring-your-own-key, export options and open standards.

What this means for your organisation depends on your whole stack and context. The free assessment weighs Holded together with your other vendors and gives a total score, a heatmap and the main risk drivers.

Frequently asked questions

What is the best European alternative to Holded?

It depends on your use case. Strong EU alternatives to Holded include 24SevenOffice, A3ERP and Abacus. On this page you can compare 8 EU alternatives by jurisdiction, data residency and open-source status.

Are there open-source alternatives to Holded?

Our list of EU alternatives to Holded is mostly commercial options. Browse the category on the map for open-source choices.

Is Holded GDPR-compliant and where is the data hosted?

Holded is headquartered in ES (EU) and hosts data in EU. That makes Holded an EU-sovereign choice in its own right; the EU alternatives on this page are comparable European tools.

Details and sources

Verified by handHeadquarters, owner, hosting locations and licence have been checked by us against public sources. Free of charge and for every vendor, not a paid label. Nothing in this knowledge base is taken over automatically. Last checked on October 4, 2026.

Sources

Public sources used in the latest check of this record.

Compliance evidence

The links below point to the vendor's own public documents. We only record what we found: a missing link means "not found publicly", not "not compliant".

No public compliance evidence has been recorded for this vendor yet. Do you know its DPA or subprocessor list? Something wrong? Suggest a correction

Digital sovereignty in ERP & Finance

ERP & Finance: Enterprise resource planning, accounting, financial software. In this category the choice of vendor determines who has legal access to your data, where that data lives and how easily you can switch later.

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8 European alternatives to Holded — GDPR-compliant & EU-hosted · EU Sovereignty Score