EU Sovereignty Score
Non-EU vendorERP & FinanceHeadquarters: US

SAP Concur: sovereignty score and 8 European alternatives

SAP Concur is a cloud platform for managing business spend. It covers expense management with receipt capture, auditing and policy compliance, travel management with booking and policy enforcement, and invoice management with purchase-order matching and approval routing. It supports corporate cards, multiple currencies and AI-assisted receipt processing, has a mobile app, and connects to other systems through open APIs and pre-built connectors. It is delivered as SaaS.

SAP Concur is the brand of Concur Technologies, Inc. in Bellevue, Washington, which has been a subsidiary of Germany's SAP SE since the end of 2014. The privacy policy names both Concur Technologies, Inc. and Concur Holdings (Netherlands) B.V. as contracting parties. Personal data may be transferred outside the EEA on the basis of standard contractual clauses, and third-party service providers outside the EEA are used. The public sources consulted do not state where the data is hosted, so check this in your data processing agreement and the sub-processor list. The software is not open source.

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Sovereignty score
17 / 1000 = high exposure
100 = sovereign
  • Jurisdiction SOV-210
    Headquartered in the US: CLOUD Act and FISA 702
  • Data residency SOV-30
    No hosting in Europe (US)
  • Cryptographic key sovereignty SOV-320
    Key management with a non-European vendor
  • Freedom from lock-in SOV-640
    Closed source: switching requires data migration
  • Source & runtime sovereignty SOV-4 · SOV-615
    Closed source, runtime with the vendor

SOV codes: the matching objective in the European Commission's Cloud Sovereignty Framework. Official source

How the score is calculated

Facts and evidence

Last checked October 9, 2026
Headquarters
US (US)Verified by hand
Ultimate parent company
DEVerified by hand
EU adequacy decision
Only for companies individually certified under the EU-US Data Privacy FrameworkVerified by hand
Sovereignty model
Vendor-hosted (non-EU)Verified by hand
Data hosting
USVerified by hand
Open-source
NoVerified by hand
GDPR-compliant
NoVendor-stated
Hosting signal
AKAMAI-AS - Akamai Technologies, Inc., US (US)Technically measured
Category
ERP & Finance
Type
Product
Website
concur.com ↗

The hosting signal shows the network that serves the vendor's website, often a CDN, and not necessarily where the service or your data is hosted. How we verify · Something wrong? Suggest a correction

Top EU-based & GDPR-compliant alternatives to SAP Concur

The European alternatives to SAP Concur come from our knowledge base of over 6,800 vendors. We only list vendors headquartered in the EU or the EEA; fully European-owned vendors rank before vendors with a foreign owner. For each alternative you see the country, the open-source status and a short description.

Score per alternative: 0 = high exposure, 100 = sovereign

129 European ERP & Finance vendors are in the catalogue. View the whole category · Submit an alternative · View category on the map

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Why digital sovereignty matters with SAP Concur

SAP Concur is headquartered in the United States. US vendors fall under the CLOUD Act and FISA 702: US authorities can compel access to data, even when that data sits in a European data centre. That is the core of the jurisdictional exposure in our model. The ultimate owner is based in DE, also within Europe.

SAP Concur hosts data outside the EU (US). Personal data therefore leaves the EU, which requires a transfer mechanism under the GDPR and pulls the data residency score down.

SAP Concur is closed source and hosted by the vendor. The encryption keys and the runtime sit with the vendor and switching requires data migration. Ask about bring-your-own-key, export options and open standards.

What this means for your organisation depends on your whole stack and context. The free assessment weighs SAP Concur together with your other vendors and gives a total score, a heatmap and the main risk drivers.

Frequently asked questions

What is the best European alternative to SAP Concur?

It depends on your use case. Strong EU alternatives to SAP Concur include SAP (EU), Visma and Invoice Ninja. On this page you can compare 8 EU alternatives by jurisdiction, data residency and open-source status.

Are there open-source alternatives to SAP Concur?

Yes. Open-source EU alternatives to SAP Concur include Kimai, Kivitendo and Odoo. These keep your data fully under your own control and let you self-host if you want to.

Is SAP Concur GDPR-compliant and where is the data hosted?

SAP Concur is headquartered in US and hosts data in US. Its GDPR compliance is limited or unclear. For full EU data residency the EU alternatives on this page usually offer more certainty.

Details and sources

Verified by handHeadquarters, owner, hosting locations and licence have been checked by us against public sources. Free of charge and for every vendor, not a paid label. Nothing in this knowledge base is taken over automatically. Last checked on October 9, 2026.

Sources

Public sources used in the latest check of this record.

Compliance evidence

The links below point to the vendor's own public documents. We only record what we found: a missing link means "not found publicly", not "not compliant".

No public compliance evidence has been recorded for this vendor yet. Do you know its DPA or subprocessor list? Something wrong? Suggest a correction

Digital sovereignty in ERP & Finance

ERP & Finance: Enterprise resource planning, accounting, financial software. In this category the choice of vendor determines who has legal access to your data, where that data lives and how easily you can switch later.

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8 European alternatives to SAP Concur — GDPR-compliant & EU-hosted · EU Sovereignty Score