Pleo is a spend-management platform for businesses. It issues employee and vendor cards, handles expenses, bills and reimbursements, manages multi-currency cash and syncs bookkeeping with accounting tools such as Xero, QuickBooks and NetSuite. AI-supported expense reviews flag spending that falls outside company policy. Pleo offers its product as a cloud service to small, medium-sized and large businesses across Europe.
Pleo Technologies A/S is headquartered in Copenhagen, Denmark, and its public pages show no non-EU parent. According to Pleo's sub-processor list, core application hosting runs on Amazon Web Services in Ireland, with Microsoft Azure listed for the EU. Some other providers process data in the United States, for example for customer relationship management and AI enablement. The two big cloud providers are US companies, so a European organisation that wants to limit exposure to US law should ask which services touch US-based sub-processors. Pleo is proprietary software and not open source.