Schematic is a billing and usage-governance platform for SaaS and AI products. It handles metering, credits, entitlements and usage limits on one real-time ledger. Pricing models can combine seats, usage, prepaid credits, tiers and hybrids, and plans are versioned. Access control inside the customer's own product runs through SDKs for React, Node, Python and Go and through an API, while payments go through its Stripe integration. MCP tools let AI agents read balances and usage. Schematic is delivered as SaaS.
Schematic Inc. is a US company based in Boulder, Colorado, and falls under US jurisdiction, including the CLOUD Act. According to its privacy policy, production infrastructure runs on AWS in the us-east-1 region, and data may also be processed in countries where sub-processors operate. The product is not open source. According to the vendor, a Replicator keeps reads inside the customer's own network and client-side rule evaluation is supported. European organisations should expect data to be stored in the United States.