Stream Chat is a real-time chat API and set of software development kits from Stream.io, Inc. Developers use it to add chat and messaging features to their own applications. It is delivered as a cloud service with SDKs for web and mobile applications. According to the company's footer, the product is designed and built in Boulder, Colorado, and Amsterdam, with a global remote team.
A 2020 press release states that Stream moved its headquarters to Boulder, Colorado, and the company also maintains an office in Amsterdam. As a US company, Stream is subject to US law, which is the main sovereignty consideration for a European customer. Its privacy notice refers to a data processing addendum and EU standard contractual clauses for transfers. The sub-processor list names providers in the US, EMEA and APAC and some located in the EU, but a customer-selectable EU data region is not documented.